Halal Screen

Check whether a Tadawul or US stock passes the AAOIFI Shariah screens. Each check shows the number, the limit and why the rule exists.

AAOIFI Shariah Standard No. 21

Company figures

Examples are made-up companies with round numbers, so you can see each outcome. Enter real figures from the latest annual report to screen an actual stock.

Balance sheet
Conventional loans, bonds and overdrafts. Sukuk and Islamic financing are excluded by many scholars, but AAOIFI's text counts all interest-bearing borrowing.
Deposits in conventional banks plus short-term interest-bearing securities. If the report does not split them, use cash plus short-term investments.
Income statement
Interest income plus revenue from any prohibited activity. Look for "finance income" or "interest income" in the notes.
Used only for the purification amount.
Fill from a US ticker

Pulls the latest annual figures from Financial Modeling Prep. Their free key covers US stocks, 250 lookups a day. Your key stays in this browser.

Purification

Even a passing stock earns a little non-permissible income. Scholars ask you to give your share of it to charity. Enter how many shares you hold.

–
–

Method. AAOIFI Shariah Standard No. 21 (Financial Papers) sets three ratio limits: interest-bearing debt under 30% of market value, interest-bearing deposits and securities under 30% of market value, and non-permissible income under 5% of total revenue. The company's main business must also be permissible. Other screening bodies use total assets instead of market cap or a 33% limit, so results can differ from other apps.

This is an educational tool, not a fatwa. Figures come from what you enter or from the data provider and may be out of date. Ask a qualified scholar before you invest.